Debt-to-Income Ratio Calculator

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

$
$0 $1,000,000

Monthly Debt Payments

$
$
$
$
$
$

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

DTI Ratio
0.00%
Total Monthly Debts $0
Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

Have A Question About This Topic?

Thank you! Oops!

Related Content

Bursting the Bubble

Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

Saving for College 101

Saving for College 101

Here's a crash course on saving for college.

Self-Employed Retirement Plans

Self-Employed Retirement Plans

Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.